Victoria Richardson – Chief Strategy Officer, Australian Payments Network Limited Victoria has been working with payment and identity technologies for over 15 years. She has advised a range of organisations, from start-ups to major banks, on the business implications of emerging payment and identity technologies. She is currently the Chief Strategy Officer at Australian Payments Network Limited. Australian Payments Network (AusPayNet) is the self-regulatory body set up by the payments industry to improve the safety, reliability, equity, convenience and efficiency of the Australian payments system. A key part of Victoria’s role involves shaping the future direction of the payments industry through her work with the Australian Payments Council, for which AusPayNet provides subject matter expertise and secretariat support. The Australian Payments Council is the strategic coordination body for the Australian payments industry. It engages directly with the Reserve Bank of Australia’s Payments Systems Board.