Kaarel Kuddu is Global Product Lead at TransferWise. At TransferWise Kaarel is responsible for product expansion and development around the world, with a particular focus on expansion into APAC markets. TransferWise is a new kind of financial company for people and businesses that travel, live and work internationally. It’s the fairest, easiest way to manage your money across borders. With a simple money transfer platform and Borderless accounts, it makes managing your money quick, easy and painless. TransferWise customers send £1bn every month using the platform, and it’s attracted $117m from investors such as world’s largest VC firm Andreessen Horowitz and Sir Richard Branson. Prior to TransferWise Kaarel worked as a Business Architect at Iglu, an Estonian software development firm, and was on the board of directors at the company. He also worked as the Lead Business Analyst at Webmedia.