Program

Wednesday 19 May 2021

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8:00am – 8:50am

Registration

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8:50am – 8:55am

Room: Savoy 1

Opening Address

Rebecca Schot-Guppy, FinTech Australia

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8:55am – 9:00am

Official Welcome Address

Senator the Hon Jane Hume, Minister for Superannuation, Financial Services and the Digital Economy
*Via Video

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9:00am – 9:30am

Room: Savoy 1

Changing how we save not just how we spend

Fireside Chat

Lee Hatton will talk about how important customer centricity is in designing a product, and how Afterpay Money will change the way Gen Z and Millennials save money just as it changed the game with spending.

Speaker: Lee Hatton, Afterpay
Moderator:  Simone Joyce, Paypa Plane
Theme: Customers in the Spotlight

Room: Mayfair 1

Crypto investing landscape

Fireside Chat

Tommy Honan from Swyftx will talk about how Swyftx have changed the crypto investing landscape for Australian by aggregating and simplifying international markets, while providing the largest range of on-ramp FIAT options than any other exchange for Australians.

Speaker: Tommy Honan, Swyftx
Moderator:  Alan Tsen, Chipper Cash
Theme: Customers in the Spotlight

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9:30am – 10:00am

Room: Savoy 1

The workplace as the future of financial services

Presentation

As buy-now-pay-later transforms the way Australians spend, it’s time to look at the way we earn. From banking to superannuation to benefits, there’s one moment when every individual is most engaged with the financial services they use: when they start a new job. Maintaining that engagement through the workplace is the key to helping every employee live their best financial life. Join Flare’s co-founders as they discuss how to activate every hard-working Australian as a fintech consumer – ensuring they’re getting the most out of the money they’ve earned.

Speakers: James Windon and Daniel Cohen, Flare
Themes:
Growth Pathways Customers in the Spotlight

Room: Mayfair 1

Bridging the gap between agricultural supply chains, data and finance

Presentation

Supply chain financing within agricultural supply chains is notoriously difficult, cumbersome and expensive. Jins explains how AgriDigital is powering the worlds grain supply chains by bringing together inventory data, technology innovations and fintech to enable anyone anywhere who is connecting in grain supply chains instant access to financing capital.

Speaker:  Jins Kadwood, Agridigital
Themes:
Fintech/Industry Collaboration

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10:00am - 10:30am

Room: Savoy 1

x15ventures – reinventing major bank partnerships with fintechs

Presentation

x15ventures, Commbank’s venture scaler focused on building, investing or acquiring ventures that can deliver the next generation of digital solutions was launched in February 2020. Join x15’s Managing Director Toby Norton-Smith as he shares some of the key learnings and wins from the past 18 months in how Australia’s largest bank is working with Fintechs.

Speaker: Toby Norton-Smith, x15ventures
Theme:
Fintech/Industry Collaboration

Room: Mayfair 1

From startup to scaleup: successfully connecting the startup with the corporate

Presentation

IAG Firemark Ventures is one of Australia & New Zealand’s leading corporate venture capital firms. It invests in startups to bring the outside world to IAG. But success is also measured by connecting the startup with the corporate, and helping the startup grow and evolve to become a scaleup.

Speaker: Scott Gunther, IAG
Theme:
Growth Pathways

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10:30am – 11:00am

Morning Tea
Sponsored by Look Who’s Charging

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11:00am – 11:30am

Room: Savoy 1

The role of trust in consumer lending

Panel

Building trust is crucial in financial services, and can be particularly challenging for neo lenders. How can innovations in Open Banking, Payments and Personal Finance Management help neo lenders overcome this challenge?

Open Banking pioneer Frollo, and leading payments provider EML, are perfectly placed to answer this question, so Ben Ford (Head of Growth – Frollo) and Sarah Bowles (Chief Product Officer – EML) will be sharing their unique perspectives on this topic.

Speaker: Ben Ford, Frollo, Sarah Bowles, EML Payments, Michael Cerbara, Beforepay and Arun Maharaj, HashChing
Moderator: Marie Mortimer
, loans.com.au
Theme:
Fintech/Industry Collaboration

 

Room: Mayfair 1

Getting back to business: fintechs and the SME recovery

Fireside Chat

Join Prospa CEO Greg Moshal as we deep dive into the role of fintech lenders in supporting the post-pandemic recovery of Australia’s SME sector in 2021. Hear from Australia’s #1 online lender to small business about the biggest lessons learnt throughout the pandemic, what surprised them most about customer behaviour during this time, and the impact of Government measures like JobKeeper and the SME Guarantee Scheme. You’ll also get insights into the forces driving SME demand for capital and how the fintech sector has emerged from the pandemic stronger than ever.

Speaker: Greg Moshal, Prospa
Moderator: Siobhan Casey, Australian Computer Society
Theme:
Growth Pathways

Room: Savoy 2

Australia’s National Blockchain Roadmap

Roundtable

Over one year on from the release of Australia’s National Blockchain Roadmap, the journey has well and truly begun, with 6 of 12 ‘signposts’ actioned since the launch. The Steering Committee has focussed on the 4 distinct use cases of supply chains, credentials, cybersecurity and regtech, and through this work, key underlying themes regarding blockchain and distributed ledger technology have emerged. This roundtable will discuss the state of blockchain in Australia including its implementation, aspects of the regulatory framework, and technological trends in the industry.

Speakers: Hannah Glass, King & Wood Mallesons, Chloe White and Jessica Robinson, Treasury

Room: Mayfair 3

The untapped power of the industry: how to build momentum, attract investors and grow fast

Roundtable

Ben and Anthony met on a stage at StartCon 2019, a Fintech Aus event where Fresh won Startup of the Year. Their chance meeting on stage multiplied into an enduring friendship, mentorship and two fintech growth stories involving investment from some of the biggest names in Australia. The Fintech community has an untapped power created immense growth. Here, you’ll learn how to harness this, craft your pitch and open your mind to the investors, friends and mentors in front of you.

Speakers: Ben Williamson, Fresh Equities and Anthony Nantes, Wisr

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11:30am – 12:00pm

Room: Savoy 1

Limepay’s journey to IPO and beyond

Fireside Chat

Limepay achieved what is believed to be Australia’s biggest pre-IPO raising for 2020 successfully setting them up for a pending IPO and international expansion. Moderated by Charmian Holmes from The Fold Legal, you’ll hear Josh Edis speak on the Limepay journey so far, from scaling to retaining talent and getting “match fit” for capital raising while Peter Gaidzkar will share his insights on how to successfully IPO.

Speakers: Josh Edis, Limepay and Peter Gaidzkar, Prime Financial
Moderator: Charmian Holmes, The Fold Legal
Theme:
Growth Pathways

Room: Mayfair 1

The importance of fintech collaboration as a platform to build the bank of the future

Fireside Chat

The banking sector is ever evolving with the intersection between customer, technology and financial services becoming more dominant. The importance of collaboration has never been more relevant. Partnering with fintech’s is the path forward to ensure our industry does not get left behind. As seen in Europe where digital-only banks are growing and taking considerable market share from traditional banks, now is the time for our market to decide to sink or swim… partnering with fintech’s to deliver superior customer experiences (swim) or stand firm on traditional banking platforms and get left behind (sink).

Speaker: Nicola Burgess, Data Action
Moderator: Cathy Lyall, Seed Space Venture Capital
Theme:
Fintech/Industry Collaboration

Room: Savoy 2

Australia’s National Blockchain Roadmap

Roundtable

Over one year on from the release of Australia’s National Blockchain Roadmap, the journey has well and truly begun, with 6 of 12 ‘signposts’ actioned since the launch. The Steering Committee has focussed on the 4 distinct use cases of supply chains, credentials, cybersecurity and regtech, and through this work, key underlying themes regarding blockchain and distributed ledger technology have emerged. This roundtable will discuss the state of blockchain in Australia including its implementation, aspects of the regulatory framework, and technological trends in the industry.

Speakers: Hannah Glass, King & Wood Mallesons, Chloe White and Jessica Robinson, Treasury

Room: Mayfair 3

The untapped power of the industry: how to build momentum, attract investors and grow fast

Roundtable

Ben and Anthony met on a stage at StartCon 2019, a Fintech Aus event where Fresh won Startup of the Year. Their chance meeting on stage multiplied into an enduring friendship, mentorship and two fintech growth stories involving investment from some of the biggest names in Australia. The Fintech community has an untapped power created immense growth. Here, you’ll learn how to harness this, craft your pitch and open your mind to the investors, friends and mentors in front of you.

Speakers: Ben Williamson, Fresh Equities and  Anthony Nantes, Wisr

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12:00pm - 1:00pm

Networking Lunch
Sponsored by Bleu

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1:00pm – 1:30pm

Room: Savoy 1

Building a NeoBank based on relationship banking?

Presentation

Judo is a SME lending focused challenger bank, born out of a desire to bring back the craft of relationship banking to the SME sector, to challenge the status quo and provide SME customers with the funding they need and the service they deserve. Since launch Judo has raised over $1b in capital, is operating from 9 offices around the country, has 280 staff, a $3b business lending book and a $2b deposit book. Building a bank from scratch has allowed Judo to architect a business and culture that is entirely aligned around delivering an improved experience for its customers, put simply – banking as it used to be, banking as it should be.

Speaker:  Joseph Healy, Judo Bank
Theme: Customers in the Spotlight

Room: Mayfair 1

Blockchain: how does it democratise information and why it is it good for customers

Panel

What is the cost of information and what are the implications for customers if information is untrustworthy? Both Axichain in partnership with Western Union and Civic Ledger are building next generation marketplaces with blockchain technology to solve the problem of information asymmetry and trust. According to the CSIRO, the adoption of blockchain technology is sufficiently mature for production systems to be implemented. With the expert moderation from Joni Pirovich, the panel will share stories how blockchain technology democratises information and why this is good for its customers.

Speakers : Linda Woodford, Axichain, Sally O’Keefe, Western Union Business Solutions and Katrina Donaghy, Civic Ledger
Moderator:  Joni Pirovich, Mills Oakley
Theme:
Fintech/Industry Collaboration

Room: Savoy 2

Turning your waitlist into investors: how to use crowd sourced funding for an effective launch

Roundtable

In February 2021, Thrive, an SME focused fintech, achieved the equal biggest and fastest CSF campaign to date, raising its maximum target of $3m from over 500 investors in just 3 days on Birchal. As a pre-launch, pre-revenue startup, Thrive demonstrated textbook execution of a CSF offer, highlighting the particular advantages available to consumer facing fintechs under Australia’s CSF regime. Michael Nuciforo (CEO, Thrive), Ben Winford (COO, Thrive) and Matt Vitale (MD, Birchal) will share some key insights and learnings from this remarkable campaign.

Speakers: Matt Vitale, Birchal, Michael Nuciforo and Ben Winford, Thrive
Moderator: Lauren Capelin, Startmate

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1:30pm – 2:00pm

Room: Savoy 1

Embedded insurance – why brands are hopping into bed with Open

Fireside Chat

Join us to explore embedded insurance, what is it, why it represents a $3tn market opportunity, and how it benefits both customers and brands. Open is an InsurTech, offering embedded car, home and travel insurance through leading Australian brands and platforms such as Telstra and ahm. Co-founders Jason and Jonathan will share experiences with these partnerships, and their vision for connected, personalised insurance.

Speakers: Jason Wilby and Jonathan Buck, Open
Moderator: Meredith Angwin, Ernst & Young
Theme: 
Growth Pathways

Room: Mayfair 1

Startup to IPO – lessons learnt on the IPO journey

Panel

Funding is critical to the success of the Australian fintech landscape. From start-up through to mature-stage companies, the funding journey never ends. As companies grow and scale, there comes a time when outside capital is needed to finance further growth, execute a full or partial exit for owners, or optimise the capital structure. Join our panel of experts as they discuss their individual journey’s from start-up to ASX-listed (and beyond), including having the right structures, governance frameworks and processes set up for success.

Speakers: Clayton Howes, MoneyMe, Anthony Nantes, Wisr and Daniel Foggo, Plenti
Moderator: Amanda Isouard, King & Wood Mallesons
Theme:
Growth Pathways

Room: Savoy 2

Turning your waitlist into investors: how to use crowd sourced funding for an effective launch

Roundtable

In February 2021, Thrive, an SME focused fintech, achieved the equal biggest and fastest CSF campaign to date, raising its maximum target of $3m from over 500 investors in just 3 days on Birchal. As a pre-launch, pre-revenue startup, Thrive demonstrated textbook execution of a CSF offer, highlighting the particular advantages available to consumer facing fintechs under Australia’s CSF regime. Michael Nuciforo (CEO, Thrive), Ben Winford (COO, Thrive) and Matt Vitale (MD, Birchal) will share some key insights and learnings from this remarkable campaign.

Speakers: Matt Vitale, Birchal, Michael Nuciforo and Ben Winford, Thrive
Moderator: Lauren Capelin, Startmate

Room: Mayfair 2

Cracking into the Singapore market (open invitation for exporters)

Roundtable

An exporter event (Singapore market focused)  – targeting smaller/earlier stage companies to discuss the Singapore market and scope out potential services that can assist.

Webinar targeting companies interested in the Singapore market. Session to highlight the Singapore market regulations, trends and opportunities as it relates to fintech exporters. To provide a comprehensive overview of the market, the speakers are to include a market regulator, a successful exporter, local Venture Capital Firm, and fintech customer.

Speakers: Lucas Nicolet-Serra, K&L Gates, Omaru Maruatona, Aiculus, Victor Alexiev, Citi Ventures, Rebecca Martin, Monetary Authority Singapore and Leesa Soulodre, R3i Ventures
Moderator: Stephen Skulley, Austrade Singapore

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2:00pm – 2:30pm

Room: Savoy 1

Love at first byte

Panel

Businesses vary in shape, size, mission and values but a common objective that ties the ecosystem together is growth. In this panel discussion, Carolyn Breeze, General Manager Australia & New Zealand at GoCardless, will lead a team of partnerships and growth experts to discuss ‘Growth Pathways’. The insightful discussion will explore pertinent topics related to business growth, unpacking considerations for international expansion, forging strategic partnerships and industry collaboration, the optimal way to build and maintain culture through rapid growth, staying laser-focused on the customer experience and building an efficient and authentic sales engine.

Speakers: Luke Fossett, Tanya Martin and Joe Robins, GoCardless
Moderator: Carolyn Breeze, GoCardless
Theme:
Growth Pathways

Room: Mayfair 1

Verrency and Eftpos case study

Case Study

-eftpos created a card linking API for loyalty providers so that we could reward consumers choosing eftpos
-We partnered with Verrency to create a Card Linking product that was launched in November to:
-Quicker path to market
-Use Verrency tech to anonymise data
-Integrate to loyalty providers in the market
-Creates simplicity for loyalty providers for easy /simple integration

Speakers: Jeroen van Son, Verrency and Ben Tabell, Eftpos
Theme:
Fintech/Industry Collaboration

Room: Savoy 2

Getting started with open banking

Roundtable

There’s lots of talk about the opportunities Open Banking brings for businesses. Real time transaction data can power a range of exciting propositions and user experiences, including personal finance management and lending. But as a fintech, how do you get started with using Open Banking data?

If you’re looking at using Open Banking data for your business, join this roundtable for the opportunity to ask industry experts your questions.

Hosted by Open Banking provider Frollo.

Speaker: Tony Thrassis, Frollo

Room: Mayfair 2

Cracking into the Singapore market (open invitation for exporters)

Roundtable

An exporter event (Singapore market focused)  – targeting smaller/earlier stage companies to discuss the Singapore market and scope out potential services that can assist.

Webinar targeting companies interested in the Singapore market. Session to highlight the Singapore market regulations, trends and opportunities as it relates to fintech exporters. To provide a comprehensive overview of the market, the speakers are to include a market regulator, a successful exporter, local Venture Capital Firm, and fintech customer.

Speakers: Lucas Nicolet-Serra, K&L Gates, Omaru Maruatona, Aiculus, Victor Alexiev, Citi Ventures, Rebecca Martin, Monetary Authority Singapore and Leesa Soulodre, R3i Ventures
Moderator: Stephen Skulley, Austrade Singapore

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2:30pm – 3:00pm

Room: Savoy 1

Entering new markets by developing strategic partnerships

Case Study

Entering new global markets can be a challenging task for Fintechs. Identifying partnership opportunities in new markets can often reduce cost, refine products and open doors wider. Square and Paypa Plane will unpack how these types of relationships can work and how to build your own strategic partnership in a new market!

Speaker: Simone Joyce, Paypa Plane and Samina Hussain-Letch, Square
Theme:
Growth Pathways

Room: Mayfair 1

A fintech and a bank go white water rafting

Case Study

Stuart Low, Founder and CEO of Fintech Biza.io and Rob Hale, CDO of Regional Australia Bank take us on a retrospective of their high octane wild ride to CDR success in 2020, showcasing an amazing fintech-bank partnership that promises more for 2021 and beyond. Strap yourselves in!

Speakers: Stuart Low, Biza and Robert Hale, Regional Australia Bank
Theme: Customers in the Spotlight

Room: Savoy 2

Getting started with open banking

Roundtable

There’s lots of talk about the opportunities Open Banking brings for businesses. Real time transaction data can power a range of exciting propositions and user experiences, including personal finance management and lending. But as a fintech, how do you get started with using Open Banking data?

If you’re looking at using Open Banking data for your business, join this roundtable for the opportunity to ask industry experts your questions.

Hosted by Open Banking provider Frollo.

Speaker: Tony Thrassis, Frollo

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3:00pm - 3:30pm

Afternoon Tea
Sponsored by LexisNexis

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3:30pm – 4:00pm

Room: Savoy 1

Xero – scaling via product, partners and planning

Fireside Chat

Founded in 2006 in New Zealand, Xero is one of the fastest growing software as a service companies globally, supporting 2m+ subscribers who trust it’s beautiful business platform.
Xero believes that small business makes the world go round and is the heart of the global economy. the fireside chat will explore how Xero grew from the recognition that technological advances, particularly related to cloud accounting, weren’t available for small businesses. Xero’s drive to make small business owners’ lives better is centred on continually enhancing a quality product, smart partnering in creating a platform; as well as planning to be globally successful from inception

Speaker: Ian Boyd, Xero
Moderator: Nicole Buisson, Open
Theme: Fintech/Industry Collaboration

Room: Mayfair 1

Bendigo Bank success to collaboration – Up and Tic:Toc

Panel

Bendigo Bank’s MD Marnie Baker will sit down and explore with the founders of Up and Tic:Toc what has made their partnerships so successful, insights into industry collaborations and challenges faced along the way.

Speakers: Marnie Baker, Bendigo Bank, Anthony Baum, Tic:Toc and Dom Pym, Up
Moderator: Lynda Coker, Volt Bank
Theme:
Fintech/Industry Collaboration Growth Pathways

Room: Savoy 2

The enhanced regulatory sandbox

Roundtable

It has been just over eight months since the commencement of the Government’s Enhanced Regulatory Sandbox (ERS). This session discusses the key features of the ERS and provides an update on ASIC’s implementation experience – including the criteria that ASIC uses to assess an ERS application and tips for fintechs considering applying for testing in the ERS.

Speakers: Mark Adams and George Marangoly, Australian Securities and Investments Commission

Room: Mayfair 3

Compliance: one of the largest innovation opportunities for fintechs & institutions in 2021? 

Roundtable

Discover how investment in new technologies will deliver on the need for continuous risk and compliance management – one of the biggest opportunities for both fintechs and institutions.  

The transformation into the new hybrid workplace has led many organisations to rapidly realign their regulatory compliance operations and attempt to bridge newly created compliance gaps. With less than 5% of customer conversations captured today, finance firms face the risk of missing critical interactions and undetected breaches.

The increase in regulatory compliance and reporting requirements coupled with a highly dispersed multi-channel, multi-network and multi-device environment calls for a shift to a more innovative, holistic and proactive compliance model to ensure success.

Join this session to discover how you can leverage AI-driven voice recording technology to activate continuous data-driven compliance, improve oversight and deliver significant operational efficiency.

Speakers: James Slaney, Dubber
Moderator:
Natalie Caton, DLA Piper

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4:00pm – 4:30pm

Room: Savoy 1

The rise of embedded finance: it’s the end of fintech (as we know it)

Presentation

Is the fintech era coming to an end? In this session Sophie will set out her vision for the future of finance and the impact that embedded finance is going to have on both the industry and our everyday lives.

Speaker: Sophie Guibaud, Openpayd
Theme:
Fintech/Industry Collaboration

Room: Mayfair 1

Blockchain, cryptoassets, and the ways in which they can impact the future of money

Panel

There’s no doubting that cryptocurrencies are the way of the future. Bitcoin and other cryptocurrencies grew extremely popular among the financial world in early 2018 and have continued to go from strength to strength since. However, blockchain, the record-keeping technology behind the cryptocurrency network, is now fast becoming one of the most important innovation to come out of the boom.

So, what does all this mean for the future of money and payment gateway?

Join industry leaders from Power Ledger, BTC Markets, Digital X and Law Squared as they discuss all things blockchain and cryptocurrencies and give insights into how this technology might impact the future of money.

Speakers: Caroline Bowler, BTC Markets, Anya Nova, Power Ledger and Matt Harry, DigitalX
Moderator: Amanda Khoo, Law Squared
Theme:
Growth Pathways

Panel sponsored by Law Squared

Room: Savoy 2

The enhanced regulatory sandbox

Roundtable

It has been just over eight months since the commencement of the Government’s Enhanced Regulatory Sandbox (ERS). This session discusses the key features of the ERS and provides an update on ASIC’s implementation experience – including the criteria that ASIC uses to assess an ERS application and tips for fintechs considering applying for testing in the ERS.

Speakers: Mark Adams and George Marangoly, Australian Securities and Investments Commission

Room: Mayfair 3

Compliance: one of the largest innovation opportunities for fintechs & institutions in 2021? 

Roundtable

Discover how investment in new technologies will deliver on the need for continuous risk and compliance management – one of the biggest opportunities for both fintechs and institutions.  

The transformation into the new hybrid workplace has led many organisations to rapidly realign their regulatory compliance operations and attempt to bridge newly created compliance gaps. With less than 5% of customer conversations captured today, finance firms face the risk of missing critical interactions and undetected breaches.

The increase in regulatory compliance and reporting requirements coupled with a highly dispersed multi-channel, multi-network and multi-device environment calls for a shift to a more innovative, holistic and proactive compliance model to ensure success.

Join this session to discover how you can leverage AI-driven voice recording technology to activate continuous data-driven compliance, improve oversight and deliver significant operational efficiency.

Speakers: James Slaney, Dubber
Moderator:
Natalie Caton, DLA Piper

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4:30pm - 5:00pm

Room: Savoy 1

Embedded finance – democratise access to financial services industry

Presentation

From AirBnB to Uber, AWS to Twilio, technology companies the world over have been on a mission to democratise well-established industries – and at pace. Join Justin Xiao of Railsbank as he shares how Railsbank is democratising financial services globally, as they look to “embed finance with 5 lines of code.

Speaker: Justin Xiao, Railsbank
Theme:
Growth Pathways

Room: Mayfair 1

Say hello to open banking payments – the what, the why and the how

Presentation

Scott Farrell’s December 2020 report “Future Directions for the Consumer Data Right” uses the term “payment initiation” 268 times! He clearly identified bank account-to-account payment initiation as a priority for the CDR’s roadmap.

In this presentation, TrueLayer’s Head of Australia, Brenton Charnley, will explain how open banking payments work, share the key success factors learned by TrueLayer in the UK market, and discuss how and when we can implement open banking payments in Australia.

Speaker: Brenton Charnley, TrueLayer
Theme:
Growth Pathways

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5:00pm - 6:30pm

Welcome Drinks at Grand Hyatt Melbourne
Sponsored by UK DIT and Square

Thursday 20 May 2021

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8:50am – 8:55am

Room: Savoy 1

Opening Address

Simone Joyce, FinTech Australia

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8:55am – 9:00am

Room: Savoy 1

Day 2 Welcome Address

The Hon Jaala Pulford, Minister for Innovation, Medical Research and the Digital Economy, Victorian Government

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9:00am – 9:30am

Room: Savoy 1

Innovation must be emboldened by the customer experience

Panel

Resilience and optimism are in line with the accelerated innovation that has occurred globally when it comes to customer experience (CX) in the financial sector.  

But AU-NZ organisations are fighting against unique constraints that other markets do not, like the disconnection between the perception of customer needs and what AU-NZ customers actually want. Consumers have revealed their priorities and how they differ in a few key ways when it comes to CX and innovation within a business.

As part of this panel discussion, we discuss how business leaders and fintechs generally can focus their innovation to meet customer expectations, through strategy and privacy, cybersecurity, collaboration and overall innovation throughout their operations. 

Speakers: Tim Dwyer, Limepay, Lottie Laws, Pintrest, Kallan Hogan, Mastercard Australia and James Slaney, Dubber
Moderator: Elizabeth Barry
, Finder
Theme: 
Growth Pathways

Room: Mayfair 1

Financial wellness – the smart strategy

Presentation

For the last four years, purpose-led, ASX-listed fintech Wisr, has been building a Financial Wellness Platform that challenges the traditional models of finance. Join Dr Lili Sussman as she explores how Wisr’s purpose to improve the financial well-being of Australians is driving Wisr’s strategy, including the development of new commercial models and horizons.

Speaker: Dr Lili Sussman, Wisr
Theme:
Growth Pathways

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9:30am – 10:00am

Room: Savoy 1

A crisis in credit transparency – can open banking bridge the gap?

Fireside Chat

The events of the last 12 months have demonstrated how quickly people’s financial situation can change and important transparent access to credit can be for people. In this session, Ed and [moderator name] will be talking about the importance of a transparent credit system and the opportunity for lenders in being able to look forwards at applicants affordability instead of making decisions based purely on applicants’ past.

Speaker: Edward Maslaveckas, BUD
Moderator: Daniel Wypler
, QBE Ventures
Theme:
Fintech/Industry Collaboration

Room: Mayfair 1

Future of Payments

Presentation

COVID accelerated the adoption of digital payments across all areas of the economy as millions of transactions that normally took place in store shifted online. Moving forward, digital experiences will define consumers’ commerce journeys both online and offline as consumers have come to expect digital engagement in all channels whether physical or virtual.  Peter will discuss these changing consumer expectations and behaviours, how accepting and managing payments has changed and the technologies and trends you need to understand.

Speaker: Peter Cowan, PayPal Australia
Theme:
Growth Pathways

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10:00am - 10:30am

Room: Savoy 1

Banks vs fintechs – competition or collaboration?

Presentation

This session explores the future of banking as FinTechs continue to break new ground, accelerate change and drive innovation in the financial services sector. 
Critically, is this a time of increased competition and the fall of the traditional ‘bank’, or an age of better collaboration to give customers the best of both worlds?

Kristofer Rogers, GM ANZ at Mambu, explores how collaboration can lead to an uncharted success story where digital transformation needn’t be the biggest challenge, sighting global trends and local case studies to highlight the possibilities.

Speaker: Kristofer Rogers, Mambu
Theme:
Fintech/Industry Collaboration

Room: Mayfair 1

How Superhero built a seamless user experience using 10+ years of ecommerce insights

Fireside Chat

Wayne Baskin has studied the changing wants and needs of customers at e-commerce business Booktopia, which he joined in 2008 and now holds the roles of Deputy CEO and CTO. In 2020, Wayne launched Superhero, a low-cost ASX trading platform that is being embraced by a new generation of empowered investors. During this discussion, Wayne will share his learnings from 13 years at Booktopia and how he’s translated these to deliver a simple and seamless customer experience within the confines of a complex regulatory environment.

Speaker: Wayne Baskin, Superhero
Moderator: Stephanie Palmer-Derrien, Smart Company
Theme:
Customers in the Spotlight

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10:30am – 11:00am

Morning Tea
Sponsored by Newfound

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11:00am – 11:30am

Room: Savoy 1

Participation of super funds in the Australian innovation ecosystem

Panel

The Australian innovation ecosystem benefits hugely from the strength and growth of superannuation. Aussie super assets exceeded $3 trillion for the first time in 2020. Leading super funds like Hostplus are the largest investors into Aussie venture capital, both via VC funds and direct investment into start-ups. Funds with a skew to younger members, often with multi-decade investment horizons, are particularly well suited to invest in private capital in innovative businesses as part of a diversified strategy. This panel will discuss the participation of superannuation in the innovation ecosystem, bringing perspectives from the super funds, VC and startups.

Speakers: Nathan Walsh, Athena Home Loans, Sam Sicillia, Hostplus and Paul Bassat, Square Peg Capital
Moderator
:  Jackie Vullinghs, Airtree
Theme: Fintech/Industry Collaboration

Room: Mayfair 1

Scaling fintech to international markets

Panel

The ‘Scaling Fintechs to International Markets’ session will focus on how to successfully scale a fintech into global markets, showcasing successful Australian exporters, learning from their varied modes of market entry, issues faced and lessons learned – as well as the investor view, why they originally chose Australia, how they entered the market, what they considered and what their growth plans are in market. Content driven by company experience, to be moderated by Austrade/Aus Gov to provide that overarching trade/investment lens.

Speakers: Lachlan Heussler, Indebted, Megan Haas, Handdii and Tristan Dakin, Wise 
Moderator: Sally-Ann Watts, Austrade
Theme: Growth Pathways

Room: Savoy 2

CDR 2.0 payments initiation (invitation only)

Roundtable

Scott Farrell’s December 2020 “Future Directions of the Consumer Data Right” Report strongly recommended the introduction of write access as the next stage in the advancement of the Consumer Data Right in Australia. Given its potential benefits to Australian consumers and businesses, the first priority for the CDR roadmap was strongly recommended to be bank account-to-account payment initiation, or PIS as it is described under the UK’s PSD2.

This invite only CDR 2.0 Roundtable on Payment Initiation, will enable participants the opportunity to join the discussion with Treasury and to provide input into the future design of Payment Initiation under the CDR. The roundtable will seek to discuss:

  • The design principles set out in the Report and consider alternatives;
  • Use cases and applications of Payment Initiation to deliver value for consumers and businesses;
  • Compliance and infrastructure requirements for Banks and Participants to deliver PIS;
  • The overlay of PIS with the soon to be introduced Mandated Payment Service by NPPA; and
  • Access arrangements are licensing.

Speakers: Jessica Robinson and Kate O’Rourke, Treasury
Facilitator: Daniel Knight, K&L Gates

Room: Mayfair 3

The modernisation of BPAY payments

Roundtable

The payment landscape is rapidly changing. Consumers expect more choice and want more control, whilst competition is increasing on all fronts. In this session BPAY Group will share their BPAY Payments modernisation journey – the challenges, the strategies, the lessons learnt and lead an interactive discussion on the importance of living with purpose.

Hosted by BPAY.

Speaker: Keith Brown, BPAY Group

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11:30am – 12:00pm

Room: Savoy 1

Consumer data right for banking and beyond

Presentation

As we approach CDR’s first birthday, it’s time to discuss where to next for all eco-system participants.   Andy Parton and Mike Booth from EY will bring key perspectives on where we are now and what’s happening in the ecosystem and lessons learned: challenges and opportunities.  Looking to the future, they will explore the rise of the ADR (accredited data recipient) asking what will be needed to compete and as CDR moves beyond Banking, explore the partnering & eco-system business models and potential cross-industry use cases.  

Speakers: Andy Parton and Mike Booth, Ernst & Young
Theme:
Fintech/Industry Collaboration

Room: Mayfair 1

What happens when traditional banks and fintechs work together – can this form a successful partnership?

Panel

The future of Fintech doesn’t have to be a “them vs us” contest, but it can be a mutually beneficial relationship between established banks and up and coming start-ups.  In this session we hear from ANZ, NAB and Look Who’s Charging about the benefits of collaboration and how it can help to expedite solving real customer problems.

Speakers: Justin Brown, ANZ, David Washbrook, Look Who’s Charging and Emily Nicholas, NAB
Moderator: Jennifer Harrison, Reputation Edge
Theme: Fintech/Industry Collaboration

Room: Savoy 2

CDR 2.0 payments initiation (invitation only)

Roundtable

Scott Farrell’s December 2020 “Future Directions of the Consumer Data Right” Report strongly recommended the introduction of write access as the next stage in the advancement of the Consumer Data Right in Australia. Given its potential benefits to Australian consumers and businesses, the first priority for the CDR roadmap was strongly recommended to be bank account-to-account payment initiation, or PIS as it is described under the UK’s PSD2.

This invite only CDR 2.0 Roundtable on Payment Initiation, will enable participants the opportunity to join the discussion with Treasury and to provide input into the future design of Payment Initiation under the CDR. The roundtable will seek to discuss:

  • The design principles set out in the Report and consider alternatives;
  • Use cases and applications of Payment Initiation to deliver value for consumers and businesses;
  • Compliance and infrastructure requirements for Banks and Participants to deliver PIS;
  • The overlay of PIS with the soon to be introduced Mandated Payment Service by NPPA; and
  • Access arrangements are licensing.

Speakers: Jessica Robinson and Kate O’Rourke, Treasury
Facilitator: Daniel Knight, K&L Gates

Room: Mayfair 3

The modernisation of BPAY payments

Roundtable

The payment landscape is rapidly changing. Consumers expect more choice and want more control, whilst competition is increasing on all fronts. In this session BPAY Group will share their BPAY Payments modernisation journey – the challenges, the strategies, the lessons learnt and lead an interactive discussion on the importance of living with purpose.

Hosted by BPAY.

Speaker: Keith Brown, BPAY Group

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12:00pm - 1:00pm

Networking Lunch
Sponsored by K&L Gates

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1:00pm – 1:30pm

Room: Savoy 1

What Australian fintechs can learn from Silicon Valley

Presentation

In this session Malini will share her top 5 learnings from her time in Silicon Valley that Australian Fintechs could implement and which tactics they should definitely avoid.

Speaker: Malini Sietaram, Brighte
Theme: Growth Pathways

Room: Mayfair 1

“The lion will always need the mouse” – the partnership between American Express and Sniip

Fireside Chat

Sniip founder and CEO Damien Vasta will be chatting with Amex VP Stacey Rylands about how a Brisbane-based fintech is solving a problem for one of the largest multinationals on the planet.

Speakers:  Damien Vasta, Sniip and Stacey Rylands, American Express
Moderator:  Lauren Capelin, Startmate

Theme: Fintech/Industry Collaboration

Room: Savoy 2

Government funding and R&D tax incentives – the landscape, myths, risks, optimising processes and incentive opportunities

Roundtable

Government incentives provide substantial support for Australian fintech innovation, commercialization and investment. In an environment of fast-moving technology development, business realities are at risk of misaligning with Government regulator expectations. This session will outline current opportunities and practical approaches to access Government incentives, with a focus on the R&D tax incentive landscape, myths, risks and optimising processes.  Interaction and questions welcome.

Speaker: Malia Forner, EY Private

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1:30pm – 2:00pm

Room: Savoy 1

Progressing to a digital economy

Fireside Chat

The Government has signalled that moving to a digital economy will be essential for our economic recovery from Covid-19. This panel will explore critical enablers of the digital economy including digital ID and CDR.

Speakers:  Scott Farrell, King & Wood Mallesons, Jill Berry, Adatree and Amanda Robinson, Australian Red Cross
Moderator: Stuart Stoyan, MoneyPlace
Theme:
Growth Pathways

Room: Mayfair 1

What builds a better neo-bank… partnering with an existing player or going it alone?

Panel

Building a bank is certainly no mean feat. As Australia’s fintech ecosystem welcomes more entrants, what is the preferred pathway to becoming a neo-bank? In this session Up Bank, Judo Bank, and Revolut Australia will discuss how they established footholds in the market and the potential routes for new players. 

Speakers: Dom Pym, Up, Jacqui Colwell, Judo Bank and Matt Baxby, Revolut Australia
Moderator: Lauren Ware, Visa
Theme: Customers in the Spotlight

Room: Savoy 2

Government funding and R&D tax incentives – the landscape, myths, risks, optimising processes and incentive opportunities

Roundtable

Government incentives provide substantial support for Australian fintech innovation, commercialization and investment. In an environment of fast-moving technology development, business realities are at risk of misaligning with Government regulator expectations. This session will outline current opportunities and practical approaches to access Government incentives, with a focus on the R&D tax incentive landscape, myths, risks and optimising processes.  Interaction and questions welcome.

Speaker: Malia Forner, EY Private

Room: Mayfair 2

Fintech opportunities in Greater China (open invitation for exporters)

Roundtable

Webinar targeting fintech scaleups exploring the Greater China markets. Panel discussion to highlight information specific to exporting to China, Taiwan and Hong Kong, including targeted fintech market information and emerging opportunities. Participants will hear about market trends and capability gaps, the regulatory requirements and market entry pathways from in-market experts and an Australian exporter.

Speakers: Nelson Chow, Hong Kong Monetary Authority, Urszula McCormack, King & Wood Mallesons, Ada Guan, Rich Data Corporation and Curt Shi, Follow (the) Seed
Moderator: Dane Richmond, Austrade Shanghai

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2:00pm – 2:30pm

Room: Savoy 1

Disruptive collaboration: building a new global standard for the financial ecosystem

Presentation

The UN’s Sustainable Development Goal 10.C of having global remittances costing 3% by 2030 is currently way behind schedule. 

With just 9 years to go, sadly the average global remittance prices still sit at 6% due to providers hiding costs through exchange rate markups. But with companies like Google, Xero, Mambu, Up, Sezzle and more committing to a transparent way of international payments with Wise, Tristan covers how disruptive collaboration will be the only way forward to creating a new global standard in cross-border payments with the aim of achieving the UN’s SDG.

Speaker: Tristan Dakin, Wise
Theme:
Fintech/Industry Collaboration

Room: Mayfair 1

What to do when it all goes wrong

Case Study

We’re in the midst of a global FinTech boom, which will help drive covid recovery here and abroad. But at the same time, Australia’s banking sector has become hostile to FinTechs and fear could stall the industry. Is it all about to come undone? I want to talk about unbanking in the broader context of what’s happening globally, because we risk falling behind other countries and smart people, with their innovative ideas will move overseas if Australia can’t work out how to be innovative without the banks trying to control the whole thing.

Speaker: Tim Dickinson, Assembly Payments
Theme:
Growth Pathways

Room: Savoy 2

NPP roadmap including MPS

Roundtable

Join a roundtable discussion with NPP Australia to get an update on the NPP’s take up and usage and the platform’s future roadmap including delivery of the eagerly anticipated Mandated Payments Service, which will support third party payment initiation for account-to-account payments in Australia.  The roundtable will provide the opportunity to have your questions about the NPP answered and to hear more about particular aspects of real time payments that are of interest.

Speakers: Katrina Stuart and Adrian Lovney, NPPA

Room: Mayfair 3

Consumer Data Right and the ACCC

Roundtable

Australia’s Consumer Data Right (CDR) is introducing consumer data sharing across multiple sectors of the economy, starting with banking.  The ACCC’s role in the Consumer Data Right includes accrediting data recipients, and supporting data recipients with testing and on-boarding to the CDR ecosystem. Other roles include enforcing the CDR Rules and developing and supporting the technology solutions that support secure data sharing.  In this session hear from the ACCC about how you can become an accredited data recipient and the support available for testing and on-boarding.

Speakers: Paul Franklin, Natalie Plumridge and Louise Dobson, ACCC

Room: Mayfair 2

Fintech opportunities in China, Taiwan and Hong Kong (open invitation for exporters)

Roundtable

Webinar targeting fintech scaleups exploring the Greater China markets. Panel discussion to highlight information specific to exporting to China, Taiwan and Hong Kong, including targeted fintech market information and emerging opportunities. Participants will hear about market trends and capability gaps, the regulatory requirements and market entry pathways from in-market experts and an Australian exporter.

Speakers: Nelson Chow, Hong Kong Monetary Authority, Urszula McCormack, King & Wood Mallesons, Ada Guan, Rich Data Corporation and Curt Shi, Follow (the) Seed
Moderator: Dane Richmond, Austrade Shanghai

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2:30pm – 3:00pm

Room: Savoy 1

Afterlife: what happens once payments die in 2030?

Presentation

At Intersekt in 2019, Monoova declared the death of payments in 2030. This time we explore how do businesses survive in a world in which customers expect payments to be a thing of the past. It’s time to prepare for payments’ afterlife.

Speaker: Christian Westerlind Wigstrom, Monoova
Theme:
Customers in the Spotlight

Room: Mayfair 1

Swimming outside the flags: frank thoughts and strong words

Fireside Chat

Tarek will talk about growing Beforepay and offering members instant access to their pay in a way that is transparent, fair and flexible – helping Australians spend smarter, not more. He will also discuss how he attracted capital while navigating regulatory uncertainty, as well as what FinTechs need from their advisers

Speaker: Michael Cerbara, Beforepay
Moderator: David Kreltszheim, Cornwalls
Theme:
Growth Pathways

Room: Savoy 2

NPP roadmap including MPS

Roundtable

Join a roundtable discussion with NPP Australia to get an update on the NPP’s take up and usage and the platform’s future roadmap including delivery of the eagerly anticipated Mandated Payments Service, which will support third party payment initiation for account-to-account payments in Australia.  The roundtable will provide the opportunity to have your questions about the NPP answered and to hear more about particular aspects of real time payments that are of interest.

Speakers: Katrina Stuart and Adrian Lovney, NPPA

Room: Mayfair 3

Consumer Data Right and the ACCC

Roundtable

Australia’s Consumer Data Right (CDR) is introducing consumer data sharing across multiple sectors of the economy, starting with banking.  The ACCC’s role in the Consumer Data Right includes accrediting data recipients, and supporting data recipients with testing and on-boarding to the CDR ecosystem. Other roles include enforcing the CDR Rules and developing and supporting the technology solutions that support secure data sharing.  In this session hear from the ACCC about how you can become an accredited data recipient and the support available for testing and on-boarding.

Speakers: Paul Franklin, Natalie Plumridge and Louise Dobson, ACCC

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3:00pm - 3:30pm

Afternoon Tea
Sponsored by Newfound

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3:30pm – 4:00pm

Room: Savoy 1

Will banking-as-a-service have a material impact on the fintech landscape in Australia?

Panel

The aspirations of the Neobanks might not have met expectations, Banking-as-a-Service might be the killer product that meets that need.

Speakers: Steve Weston, Volt Bank, Simon Costello, Frankie One and Reshub Peer, Q2
Moderator: Kate Wilson, RFi Group
Theme:
Growth Pathways

Room: Mayfair 1

Using API technology to reach customers in new ways

Panel

BPAY Group’s Developer Portal and the launch of BPAY Payments API services is attracting interest from a diverse range of payment industry players. Learn how this collaborative initiative is creating solutions to support a range of businesses and their unique customers’ needs.

Speakers: Jonty Hirositz, Deferit, Jarred Baker, Groupee and Divya Sivakumar, Beem It
Moderator: Jon White, BPAY Group
Theme:
Fintech/Industry Collaboration

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4:00pm – 4:30pm

Room: Savoy 1

The future of financial advice in Australia and the fintech community’s contribution

Presentation

More than 80% of Australians are unadvised, even though vast numbers of them are moving into more complex investments. The availability of advice is dwindling, and the cost is going up. Plus there is about to be the largest intergenerational transfer of wealth we’ve ever experienced. How will we weather this perfect storm? Ivan Tchourilov, CEO of OMG (OpenMarkets Group) explores the opportunity.

Speaker: Ivan Tchourilov, OpenMarkets Group
Theme:
Customers in the Spotlight

Room: Mayfair 1

UBank and 86 400: partnering for growth

Fireside Chat

In late January 2021, UBank and 86 400 announced their intention to combine to accelerate growth and innovation in banking. The move, which will see 86 400 join the NAB Group is part of a more rapid growth trajectory for UBank and 86 400 and is intended to deliver a scaled digital bank to help more Australians take control of their money. In this session, UBank CEO Philippa Watson and 86 400 CEO Rob Bell will talk about what the merger is intended to do for customers, how they anticipate it will change the focus and direction of their organisations, how they intend to bring the organisations together and what it means for the Australian fintech community more generally.

Speakers: Robert Bell, 86 400 and Philippa Watson, UBank
Moderator: Shahirah Gardner, Finch
Theme:
Fintech/Industry Collaboration

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4:30pm - 5:00pm

Room: Savoy 1

The future of financial services with Google in the fintech ecosystem

Presentation

Using Google as a Strategic Asset for Fintech. Google is today an infrastructure, platform and AI technology vendor with Google Cloud, financial services industry participant with Google Pay, and insights provider through Google Ads, Maps and other consumer businesses. The defining characteristic of successful fintechs are those that solve a real customer problem or address an opportunity in a new and innovative way, leveraging the full value of technology, mindset and focus. Hear from Google on some of the compelling customer-driven use cases that leverage the full breadth of Google, who today provides 9 products with greater than 1 billion users.

Speaker: Stuart Houston, Google Cloud Asia Pacific & Japan
Theme:
Fintech/Industry Collaboration

Room: Mayfair 1

Neo-compliance, making compliance easy and trustworthy

Presentation

Neo-Companies need a new way of managing Regulations, Compliance and Governance. Instead of a “necessary evil” they can be there to ensure trust, customer service and ethical behaviour. OneTrust, a five year old scale-up now valued at $5+billion, will take you through their model of Neo-Compliance which makes this necessary work simple and straightforward, while enhancing your customer service and increasing mutual trust.

Speaker: Rob Roe, OneTrust
Theme:
Fintech/Industry Collaboration

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5:00pm – 5:10pm

Room: Savoy 1

Closing Remarks

Alan Tsen, FinTech Australia

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5:30pm - 8:30pm

Closing Drinks at Arbory Afloat
Sponsored by AWS and Itoc

CONTACT US

For any enquiries regarding Intersekt 2021 please contact:

Sarah Jones or Julie Jerbic
Watermark Events
Phone: 07 5533 5642
Email Us